Let's get started

Title

First Name

Last Name

Email Address

By clicking Next you agree to the
Terms and Privacy Policy

Tell us more about you

Gender

Male

Female

Date of birth

National Insurance no.

Telephone no.

House name / number

Postcode Find Address

Create a password

Confirm Password

The Pension Consolidator may contact you by mail, phone, email or SMS with further offers, promotions and information about our products and services that may interest you.

Please tick this box if you want to recieve this information

Back

Need support? Call us on 0800 03 04 00

(Monday to Friday 9am - 5pm)

Have you previously accessed any retirement benefits?

Yes

Back

You have completed your registration

You can now log in via our website and revisit your consolidation journey at any time.

Finish

How your pension will be invested

It’s simple. You select your risk category and your pension is automatically managed for you by Vitality. Your Pension will be gradually moved into lower risk investments as you approach retirement. This is called a “Lifestyle” strategy.

If you don’t want your pension automatically de-risked as you near retirement, and you are comfortable switching between the Vitality’s portfolios yourself, you can start off by picking a single portfolio to invest in.

Tick here if want to opt out of Vitality’s Lifestyle strategy

The Pension Consolidator does not provide personal recommendations regarding which investment package to choose.

Don’t forget, once set up you can change your package within Vitality at any time.

Back

Lifestyle

Lifestyle strategies generally invest in 'growth assets' such as equities (shares) in the early and middle part of your working life, and progressively switch into less volatile fixed-interest investments, such as bonds and cash, as you approach retirement. This aims to safeguard the money in your pension for when you need it.

Risk is a key factor in any investment decision and it is important to strike the right balance between risk and reward as well as your time to retirement. We encourage you to take Vitality’s online Risk Attitude Profiling Questionnaire to make it easier to understand which package may be most suitable for you.

Take Vitality’s Risk Attitude Questionnaire

The Pension Consolidator does not provide personal recommendations regarding which investment package to choose.

Please review the lifestyle options here and choose you risk category below:

Cautious

Moderately Cautious

Balanced

Moderately Adventurous

Adventurous

Please select your retirement age:

Back

All Lifestyle packages through The Pension Consolidator are defaulted to switch into cash at your selected retirement age. You can change this at any time and it is our top tip to take advice in the run up towards retirement to fully understand the options available to you.

The Pension Consolidator is owned by The Pension Drawdown Company,
a chartered independent Financial Advisers established in 1999.

Please feel free to call us on 0800 03 04 00
(Monday to Friday 9am – 5pm)

Pick your own portfolio

Take Vitality’s Risk Attitude Questionnaire

The Pension Consolidator does not provide personal recommendations regarding which investment package to choose.

Please select your Vitality portfolio:

Goverened Portfolio 1

Risk Category Cautious

Time Period Long (15yrs+)

View

Select

Goverened Portfolio 4

Risk Category Balanced

Time Period Long (15yrs+)

View

Select

Goverened Portfolio 7

Risk Category Adventurous

Time Period Long (15yrs+)

View

Select

Goverened Portfolio 2

Risk Category Cautious

Time Period Medium (10yrs)

View

Select

Goverened Portfolio 5

Risk Category Balanced

Time Period Medium (10yrs)

View

Select

Goverened Portfolio 8

Risk Category Adventurous

Time Period Medium (10yrs)

View

Select

Goverened Portfolio 3

Risk Category Cautious

Time Period Short (5yrs)

View

Select

Goverened Portfolio 6

Risk Category Balanced

Time Period Short (5yrs)

View

Select

Goverened Portfolio 9

Risk Category Adventurous

Time Period Short (5yrs)

View

Select

Here you can download the Key Investor Information for each Vitality Portfolio which contains information about volatility, risk and past performance as well as details over how they are invested to help you choose.

Please select your retirement age:
(This can be changed at any time)

Vitality will contact you ahead of your selected retirement age to let you know your options.

It is our top tip to take advice in the run up towards retirement to fully understand the options available to you.

For more experienced investors, once transferred you can further customise your portfolio through Vitality.

Back

Tell us about the pension you want to transfer

The Pension Consolidator does not provide any recommendation for transferring pension plans. It is important you check whether you are transferring away from any associated benefits. For example, some may have protected rights such as an enhanced amount tax free cash and on the flip side, some older plans (started before 2004) may have exit penalties.

We have put together an information page to help you understand more about pensions consolidation and what to look out for. If you are uncertain please seek professional advice:

The minimum transfer value is £2,500

Please add the plans you wish to close and fully transfer to Vitality.

Pension 1

Your Provider

Address

Postcode

Plan Name

Plan no.

Estimated Transfer Value

Is your Employer currently paying into this pension?

Yes

Unfortunately we are unable to transfer this plan for you. If you want to transfer other plans you can continue with those.

The Pension Consolidator is owned by the accredited "The Pension Drawdown Company" which is an independent Chartered Financial Planning firm established in 1999.

The Pension Drawdown Company is a whole-of-market financial planners providing specialist pension, investment and tax-planning advice for individuals who are either saving for retirement or taking benefits from their Pensions and Investments as part of their retirement plan.

If you would like to transfer to an advised service, or just find out more please visit our website or give us a call on 01803 211214

Is your transfer as a result of a pension sharing order (i.e from a divorce)?

Yes

Unfortunately we are unable to transfer this plan for you. If you want to transfer other plans you can continue with those.

The Pension Consolidator is owned by the accredited "The Pension Drawdown Company" which is an independent Chartered Financial Planning firm established in 1999.

If you would like to transfer to an advised service, or just find out more please visit our website or give us a call on 01803 211214

Is your transfer from a Defined Benefit Scheme, also known as Final Salary Scheme?

Yes

Unfortunately we are unable to transfer this plan for you. If you want to transfer other plans you can continue with those.

The Pension Consolidator is owned by the accredited "The Pension Drawdown Company" which is an independent Chartered Financial Planning firm established in 1999.

If you would like to transfer to an advised service, or just find out more please visit our website or give us a call on 01803 211214

Back

Add Pension

The information on this website does not constitute advice or provide any recommendation to transfer your pensions.

The graph below illustrates the ongoing fees based on the total value of the plans you have entered to transfer.

Value of Core Investment	Rate applied
£0 - £32,800	1.0%
£32,800 - £65,600	0.6%
£65,600 - £197,000	0.55%
£197,000 - £656,000	0.5%
£656,000+	0.45%

The levels at which the discounts apply increase each year on the plan anniversary in line with the Retail Prices Index (RPI). The discount applies to the entire Core Investments and is added each month (1/12th of the yearly discount).

Most Pension Providers will require a signature prior to releasing information. The majority of providers will accept a digital signature, please provide this by signing your signature in the box below:

Clear

I hereby authorise The Pension Consolidator and Vitality to use my signature to obtain information on my pension using a written letter of authority. I agree to transfer these pensions to Vitality and The Pension Consolidator and confirm that I have read, understood and agree to the Terms and conditions, including the Declarations, Data protection and transfer authorisations therein.

Thank you, we will contact the providers and get things started.
We will send you update messages as things progress.

You can now download our free app

Once all your pensions have been transferred you will be able to check your balance online or through our app at any time.

Let's get started

Tell us more about you

Need support? Call us on 0800 03 04 00

You have completed your registration

How your pension will be invested

Lifestyle

Pick your own portfolio

Tell us about the pension you want to transfer

Pension 1

You can now download our free app

Request a call back